Senior Software Engineer, Payments
About Dakota
At Dakota, we're building the next-generation global banking platform. Our mission is to empower businesses to operate globally by combining the best of crypto and traditional finance. Launched in 2024, Dakota already serves hundreds of customers and processes billions in annualized transaction volume.
From day one, Dakota has been a fully remote company. Our lean but experienced team is distributed across North America and Europe, united by a deep sense of ownership, a relentless focus on our customers, and a commitment to expanding economic freedom worldwide.
Please note: Dakota is a remote-only, equal-opportunity employer. At this time, we are able to hire within the U.S., United Kingdom, Spain and Portugal.
About the Role
In the Senior Software Engineer, Payments role at Dakota, you'll join our core engineering team, designing and implementing the robust back-end infrastructure that fuels our blockchain-integrated banking platform. From day one, you'll tackle high-visibility projects that directly impact our financial products and customer experience, focused on payment processing and operations as we build the next generation of financial infrastructure.
Tech Stack
Google Cloud Platform (GCP) as our primary cloud infrastructure provider
Kubernetes for orchestrating our containerized microservices
Golang for most of our backend services and infrastructure tools
TypeScript for our front-end applications, deployed via Vercel
PostgreSQL & TimescaleDB for data management and financial transaction history
Buildkite for CI/CD pipelines and deployment automation
GitHub for version control and collaboration
Sentry for error tracking and Incident.io for incident management
Requirements
5+ years experience in software engineering
Strong grasp of Golang
Ability to own and drive engineering projects
Extreme proactivity in identifying and fixing issues in the product and codebase
Excellent troubleshooting skills and ability to diagnose complex system issues
Strong communication skills and ability to collaborate across engineering teams
Located in the US, UK, Spain or Portugal
Preferred Qualifications
Conceptually familiar with financial systems, specifically payment processing
Professional experience or strong interest in systems programming esp. Rust
Proficient with LLMs and effective prompting techniques for major models, especially Claude
Experience working at a fintech company or regulated financial institution
Knowledge of accounting principles or accounting systems
What We Offer
Engaging problems that increase economic freedom globally
A collaborative environment with a high-caliber team from Coinbase, Anchorage, Messari, Square, Airbnb, and more
Competitive salary and equity in a high-growth fintech
Fully remote working environment
Coworking space monthly stipend
Home office equipment stipend
Comprehensive health, dental, and vision insurance
Regular team events and off-sites
About the Company
Dakota is building regulated infrastructure for the next generation of digital money. We power fintechs, payment service providers, marketplaces, and enterprises through a stablecoin platform that enables compliant money movement, custody, and cross border settlement. Our API abstracts the complexity of banking partnerships, regulatory obligations, and digital asset orchestration into infrastructure designed for institutional use.
Dakota has raised $16.5M from CoinFund, 6th Man Ventures, and Triton Ventures. We operate as a FinCEN registered Money Services Business, are pursuing Money Transmitter Licenses across the United States, and are building toward Electronic Money Institution (EMI) licensing and Crypto-Asset Service Provider (CASP) authorization in Europe. We issue our own fully collateralized USD backed stablecoin, DKUSD, backed 1:1 by cash and cash equivalents held in segregated accounts.
Our founding team has built regulated financial infrastructure before. Ryan Bozarth previously led Coinbase Custody, helping scale it into the largest crypto custodian in the world. Dakota’s technical co-founder built core infrastructure at Airbnb, bringing deep experience in designing resilient, high-scale systems. Compliance and engineering have been tightly integrated from day one, we build infrastructure to withstand scrutiny, not retrofit it later.
We are a remote first team across North America and Europe. We value high quality work, clear thinking, and ownership.
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